How Are Payment Dates Chosen for SSDI and SSI? (2024)

The date you get your disability check can depend on the type of benefit you receive (SSDI or SSI) and your birthday. Here are the payment dates for 2024.

Are you wondering when you'll receive your Social Security check each month? The date you receive your monthly disability payments depends on whether you're receiving SSI or SSDI, or a combination of the two. If you're receiving SSDI alone, your payment date depends on your birthday. If you get SSI, your payment date is around the beginning of the month.

SSDI Disability Payment Dates Depend on Your Birthday

If you started receiving SSDI benefits after 1997, the date you receive your payment depends on your birthday.

  • If your birthday is on the 1st–10th of a month, your SSDI checks or direct deposit will arrive on the second Wednesday of every month.
  • If your birthday is on the 11th–20th of a month, your SSDI checks or direct deposit will arrive on the third Wednesday of every month.
  • If your birthday is on the 21st–31st of a month, your SSDI checks or direct deposit will arrive on the fourth Wednesday of every month.

If you receive benefits based on your spouse's work record or a parent's word record, the payment date is based on your spouse's or parent's birth date.

Keep in mind that Social Security now wants all SSDI recipients to sign up to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

SSDI Payment Schedule for 2024

You can click the calendar or see the lists below for the specific payment dates for 2024.

How Are Payment Dates Chosen for SSDI and SSI? (1)Here's the SSDI payment schedule for 2024 for those whose birthdays fall on the 1st through the 10th of their birth month:

  • January 10
  • February 14
  • March 13
  • April 10
  • May 8
  • June 12
  • July 10
  • August 14
  • September 11
  • October 9
  • November 13
  • December 11

This is the SSDI payment schedule for 2024 for those whose birthdays fall on the 11th through the 20th of their birth month:

  • January 17
  • February 21
  • March 20
  • April 17
  • May 15
  • June 18 (due to the Juneteenth holiday)
  • July 17
  • August 21
  • September 18
  • October 16
  • November 20
  • December 18

This is the SSDI payment schedule for 2024 for those whose birthdays fall on the 21st through the 31st of their birth month:

  • January 24
  • February 28
  • March 27
  • April 24
  • May 22
  • June 26
  • July 24
  • August 28
  • September 25
  • October 23
  • November 27
  • December 25

Source: Social Security Publication No. 05-10031.

Who Receives Social Security Payments on the 3rd of the Month?

If you started receiving SSDI benefits in 1997 or earlier, you'll receive your payments on the 3rd day of the month, no matter when your birthday is. If the 3rd is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before.

This is the SSDI payment schedule for 2024 for people who were approved for benefits in 1997 or earlier (or who are also receiving SSI):

  • January 3
  • February 2
  • March 1
  • April 3
  • May 3
  • June 3
  • July 3
  • August 2
  • September 3
  • October 3
  • November 1
  • December 3

In some circ*mstances, if you're receiving SSDI benefits on the 3rd of the month, you can change your payment date. Your birth date would determine what day your benefits will arrive, based on the lists above.

SSI Disability Payment Dates

SSI benefits are paid on the 1st day of each month. If the 1st is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before. For example, if the 1st is a Sunday, you should receive your check the Friday before (assuming that Friday isn't a legal holiday).

Note that your payment that comes on the 1st of the month is actually your benefit from the prior month. For example, a March 1st check would actually be for the SSI benefits from February.

SSI checks come out early several times a year. Since January 1 is a holiday, SSI payments for January are usually paid on the last day of December that isn't a holiday. For instance, the SSI payment for January 2024 gets deposited on Friday, December 29, 2023. SSI checks are also deposited early when the 1st of the month falls on a Saturday or Sunday, which happens in June, September, and December of 2024.

SSI recipients are now required to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

SSI Payment Schedule for 2024

See the specific payment dates for 2024 by clicking the calendar or seeing the list below.How Are Payment Dates Chosen for SSDI and SSI? (2)

This is the SSI payment schedule for 2024:

  • December 29, 2023 (January 2024 payment)
  • February 1
  • March 1
  • April 1
  • May 1
  • May 31
  • July 1
  • August 1
  • August 30
  • October 1
  • November 1
  • November 29
  • December 31

Source: Social Security Publication No. 05-10031.

SSI and SSDI Combined Payment Schedule

If you're receiving SSI and SSDI payments at the same time, your SSDI payment date will be on the 3rd day of the month and your SSI payment will be on the 1st day of the month (with the exception of weekends and legal holidays). If the 3rd of the month falls on a Monday, you should see the deposit on Monday morning.

If you'd like to change the date of your Social Security payment, you may be able to move it to one based on your birthday (see the SSDI payment schedule section, above).

What If I Haven't Received My SSI Check This Month?

If you haven't received your check or deposit by the 4th banking day of the month, the Social Security Administration (SSA) recommends calling the agency at 800-772-1213.

How Long Does it Take to Get Your First SSI Check?

If you've just been approved for SSI, you're probably wondering when you'll receive your first SSI check. The SSA says it should take about a month, but some people have to wait a bit longer. In our disability survey, over half (52%) of SSI recipients said it took three to seven weeks to receive their first SSI check (from the date of the award letter).

Learn more about your monthly disability payments.

How Are Payment Dates Chosen for SSDI and SSI? (2024)

FAQs

How Are Payment Dates Chosen for SSDI and SSI? ›

The second Wednesday of each month for those born between the 1st and 10th. The third Wednesday of each month for those born between the 11th and 20th. The fourth Wednesday of each month for those born after the 20th of their birth month.

How are Social Security payment dates determined? ›

When are Social Security benefits paid? The day you will get your Social Security retirement benefits each month is based on your birthdate. Find out when you will get paid [PDF, 226KB]. If your Social Security payment is more than 3 days late, contact the Social Security Administration.

What day of the month are SSDI payments made? ›

Social Security disability benefits payments typically occur on the second, third and fourth Wednesday of each month. Your birth date usually determines your Social Security disability payment date.

How does SSDI determine your disability date? ›

The Social Security Administration considers several aspects of your SSDI application to determine your onset date for disability benefits. These include your statement, work history, and relevant medical evidence.

What is the SSDI payment schedule for 2024? ›

What is the payment schedule for SSDI for 2024?
MonthFor birth dates from the 1st - 10thFor birth dates from the 21st - 31st
JuneJune 12, 2024June 26, 2024
JulyJuly 10, 2024July 24, 2024
AugustAugust 14, 2024August 28, 2024
SeptemberSeptember 11, 2024September 25, 2024
8 more rows
Mar 24, 2024

What day of the month do you get your Social Security check? ›

RSDI (Retirement, Survivors and Disability) also referred to as SSA Benefits. Since June 1997 SSA delivers recurring RSDI benefits on four days throughout the month on the 3rd of the month and on the second, third and fourth Wednesdays of the month.

How are Social Security monthly payments determined? ›

We: Base Social Security benefits on your lifetime earnings. Adjust or “index” your actual earnings to account for changes in average wages since the year the earnings were received. Calculate your average indexed monthly earnings during the 35 years in which you earned the most.

What is the $16728 Social Security bonus? ›

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

What is the lowest SSDI payment? ›

For 2021, monthly payments can range all the way from $100 per month to $3,148 per month. While $100 per month would be the lowest monthly payment that could be received for disability, it is unlikely your amount would be exactly that.

What is the 5 year rule for Social Security disability? ›

There's no official “five-year rule,” but the phrase refers to a process called “expedited reinstatement,” or EXR. You can file for EXR if you received disability benefits within the past five years, stopped collecting those benefits and need to apply for disability benefits again.

What is the maximum back payment for SSDI? ›

How Far Back Will SSDI Cover? Minus the five-month waiting period, you should receive back payments for any delays. The maximum SSDI will provide in back payments is 12 months. Your disability would have to start 12 months before you applied to receive the maximum in SSDI benefits.

How does Social Security determine your actual date of disability for retroactive? ›

Social Security will use the date you filed a disability application as your "alleged onset date." If Social Security doesn't challenge this date, the date of application will become your "established onset date" (EOD).

How is SSDI payment calculated? ›

How SSDI Benefits Are Calculated. If you are applying for Social Security Disability Insurance (SSDI) benefits, your payment will be based on your average earnings before you became disabled. As a form of insurance, payments are higher for those who paid more taxes on their wages before becoming disabled.

What is the maximum payment for social security disability? ›

Social Security Disability Insurance (SSDI) – The maximum payment is $3,822 a month (up from $3,627 in 2023). The maximum family benefit for SSDI is about 85% to 150% of the disabled worker's benefit. The maximum payment at full retirement age is $3,822 monthly. However, if you retire at age 62, your benefit is $2,710.

How much can I make on SSDI in 2024? ›

But the benefit amount you receive may be reduced depending on how much money you earn from your job. As of 2024, you may stop receiving SSDI benefits if you earn over $1,550 a month.

What is the $4800 Social Security check? ›

For this year, the highest-earning Social Security beneficiaries can see payments of $4,873 if they retired at age 70. This is in stark contrast to the average monthly benefit, however. Across the board, payments increased by roughly $50 a month due to the COLA.

At what age is Social Security no longer taxed? ›

Yes, Social Security is taxed federally after the age of 70. If you get a Social Security check, it will always be part of your taxable income, regardless of your age. There is some variation at the state level, though, so make sure to check the laws for the state where you live.

Are Social Security payments for the current or previous month? ›

The benefits are paid in the month that follows the month for which they are due. For example, you would receive your July benefit in August.

How do I get the $16728 Social Security bonus? ›

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

Is your first Social Security check retroactive? ›

If you've already reached full retirement age, you can choose to start receiving benefits before the month you apply. However, we cannot pay retroactive benefits for any month before you reached full retirement age or more than six months in the past.

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